Why is Interest such a bad thing according to Islam?

Source of quoted texts: islamqa.com . > "Those who eat Ribaa will not stand (on the Day of Resurrection) > except like the standing of a person beaten by Shaytaan (Satan) > leading him to insanity. That is because they say: "Trading is only > like Riba," whereas Allaah has permitted trading and forbidden Riba. > So whosoever receives an admonition from his Lord and stops eating > Riba, shall not be punished for the past; his case is for Allaah (to > judge); but whoever returns (to Riba), such are the dwellers of the > Fire — they will abide therein" --- > And it was proven that the Prophet (peace and blessings of Allaah be > upon him) cursed the one who consumes riba and the one who pays it. > Narrated by al-Bukhaari, 5962. In the transaction asked about here, > both the individual and the bank are giving and taking riba. The > Prophet (peace and blessings of Allaah be upon him) said: “A dirham > which a man consumes as riba knowingly is worse before Allaah than > thirty-six acts of zina.” Narrated by Ahmad and al-Tabaraani; classed > as saheeh by al-Albaani in Saheeh al-Jaami’, no. 3375. And he said: > “There are seventy-two types of riba, the least of which is like a man > committing incest with his mother.” Narrated by al-Tabaraani in > al-Awsat; classed as saheeh by al-Albaani in Saheeh al-Jaami’, no. > 3537. Assuming Riba here means Interest, similar to the Interest you receive in a bank savings account. I can clearly see that we have been told that Interest is one hell of a bad thing. What I can't see is why? Why is Interest such a bad thing other than the above facts what we have been told it's bad. Why exactly is receiving 1% interest on your savings so bad that its thirty-six times worse than zina? If I have $100 USD in my bank account, and at the end of that year I have a total of $101 USD in my account because the bank account gave me 1% interest, that seems so harmless compared to thirty-six acts of zina... So that $1 of interest received after a whole year is comparable to thirty-six acts of zina? Don't get me wrong, I accept that Interest is haraam, I accept that we have been told that it is haraam, but why is it such a big evil? If I could hold both evils in my hands, the $1 USD of Interest looks so minor compared to committing incest with your mother... I am basically looking for an answer, which explains how $1 USD of interest after a year can be compatible to committing incest with your mother. Committing incest with your mother is such an evil act, but taking $1 USD of interest from the bank is such a minor thing, no one is harmed in such a transaction. So my question, why is Interest such a bad thing according to Islam? Sunni view preferred please.